The Truth About Your Credit Score: Common Sense Information About Your Credit Score
The Truth About Your Credit Score: Common Sense Information About Your Credit Score
Everyone knows you need a high credit score in order to get a good loan. It’s the single most important factor lenders use when determining whether you’re a credit risk or not. But fortunately no matter what your credit score looks like today, there are simple steps you can take that will boost it to its highest level possible.
That’s why in this hour-long interview you’ll meet Dave. Dave is a credit consultant, newspaper columnist, and author of How Credit Really Works. And according to him, anyone can bring up their credit score – you just need to know how. But the bad news is: your score may be lower than you think. Dave says the credit scores you get online are not the ones most lenders see. In fact, your real score could be more than 100 points lower!
Because there are multiple scoring models used to determine different credit scores, there are sometimes huge discrepancies in what you think your credit score is and what lenders are seeing. So it’s important that you know exactly what determines your score and how you can improve it.
Key Concepts You’ll Learn From This Interview…
What is the ideal credit mix – how many credit cards you should have, how often you should use them and what kind of balance is okay to maintain
What “credit inquiries” are, why they show up on your credit score and how to avoid getting too many of them
Why you should never close a credit card account – even if you’re not using the card – and what you should do instead
Why you should only use finance companies as a last resort
What you need to know about balance transfers, debt consolidation and pre-approved credit card offers
The best place to find credit cards when you need them
And much more
Dave’s been dealing with credit accounts for a long time and he knows all the tricks of the trade. So when he does a consultation, he tells you exactly how to handle every account and discrepancy. He tells you what to say to collection agencies – and what lies you can expect them to say in return. In other words, he tells you how to take a proactive approach to your credit score.
But the key to good credit is in knowing how the system works, and this interview is a great place to start. And after you listen to it, if you’re interested in a detailed evaluation of your credit score, Dave’s including a free copy of his book with every consultation. Enjoy.
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Categories: Credit Score Products Tags: about, Common, Credit, Information, Score, Sense, Truth
Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!
Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!
Everything that you need to know about basic personal finances, from how to open a checking account to getting credit cards to how to use credit wisely and to your advantage to how to avoid getting into trouble with debt and credit to how to get a loan or grant for university to basic investing ideas, and more is in this book! Filled with a wealth of knowledge to help you gain good personal financial habits and retire wealthy, Personal Finance 101 – A Beginner’s Guide is ideal for teens and twenty-somethings just starting out in the financial world. Parents will want to read this book with their young adults to give them the head start in financial life that they never received. Complete with numerous links to on-line resources, you’ll want to refer to this book over and over again!
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Girlfriend, Fix Your Credit! – A Guide to Your Financially Fabulous Future!
Girlfriend, Fix Your Credit! – A Guide to Your Financially Fabulous Future!
In the first of a series called “Soul Satisfaction” author Debra Mitchell-Adams’, “Girlfriend Fix Your Credit! A Guide to Your Financially Fabulous Future!” shares some “real talk” about about her personal struggles with debt and financial ignorance and about how poor financial decisions can lead financial ruin. The book is organized into 6 parts and includes a wealth of information about Finacial Literacy, Credit Reporting & Scoring, Idenity Theft, Personal Financial Management and Wealth Building.
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Categories: Credit Score Products Tags: Credit, Fabulous, Financially, Future, Girlfriend, Guide
Ultimate Credit Repair Manual,Insider’s Secrets To Getting Your Credit Score Up To 750
Ultimate Credit Repair Manual,Insider’s Secrets To Getting Your Credit Score Up To 750
Credit Repair: Resolving Bad Credit
The Bad credit situation is the worst situation in the life of a credit card holder. This not only hampers your present life, but also affects your future prospective of securing a loan. The discussion below will inform you about the factors leading to this situation and the strategies to come out of it or never get into it.
Following are the root causes of this:
* Overspending is the most crucial factor that leads to the situation of Bad credit.
*The inevitable conditions like health problems, unemployment and other financial setbacks also add
to the Bad credit score. In these circumstances you have to spend without taking care of your credit
score.
*Non-payment on time for various purchases also affects the credit history.
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Categories: Credit Score Products Tags: Credit, Getting, ManualInsider's, Repair, Score, Secrets, Ultimate
101 Fast Fixes To Boosting Your Credit Score!
101 Fast Fixes To Boosting Your Credit Score!
The Secret Of Boosting Your Credit Rating – Finally Revealed!
Who Else Wants To Boost Their Credit Score To Repair Financial Damage Constantly Hanging Over Your Head?
They’re smiling but they don’t trust you.
A polite nod here, a chuckle there. Meanwhile they’re anxiously waiting for your credit report. You know it hurt your chances of getting the loan when you had to admit to some small financial mistakes in the past.
As you leave the office with that sick feeling telling you you’ve already lost, they state the inevitable, “We’ll let you know.”
Less than perfect credit is not a permanent situation. If you’ve made financial mistakes in the past (and who hasn’t), it’s not too late to start repairing your credit today. When you know the little tips and tricks you can use to convince the credit bureau’s your trust worthy…
…you can leave the loan officer’s chair confident that the deal will have a happy ending. It’s all about knowing how to play the credit game. And you can play the game like a master with…
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Some Quick, Easy Ways to Raise Your Credit Score
Some Quick, Easy Ways to Raise Your Credit Score
This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?–What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats.
Nine practical ways to raise your score–quickly and easily!
Do you just love supporting the fat cats on Wall Street? Want more of your hard-earned money going to increase their profits? No? Then you must pay attention to your credit score so you can qualify for a lower interest rate and pay less. Your FICO score, developed by those thoughtful Fair Isaac Corporation folks, is…
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7 Steps To A 720 Credit Score—-How To Win The Credit Game Reviews
7 Steps To A 720 Credit Score—-How To Win The Credit Game
- 8 CDs plus workbook and more
Learn the seven little-known rules of credit—–and turn even POOR credit into GREAT credit and into an opportunity to SAVE hundreds of dollars EVERY SINGLE month!
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The ABCs of Credit Reports and Credit Scores
The ABCs of Credit Reports and Credit Scores
Your credit history can affect your daily life—from where you live and work to how much you pay for a loan or insurance. Here’s a guide to protecting your financial reputation.
In this report, you’ll learn:
What is a Credit Report?
What is a Credit Score?
the importance of credit report
components of a credit report
Who can access your credit report
How to improve your credit score?
Simple mistakes that can lower your credit score
How to avoid credit-related scams
and many more
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Categories: Credit Score Products Tags: ABCs, Credit, Reports, Scores
Credit Repair: How to fix your credit and raise your credit score
Credit Repair: How to fix your credit and raise your credit score
Credit is so much more than a plastic card. It’s your financial trustworthiness.
Having good credit means it will be easier for you to get loans and low interest rates.
Low interest rates usually translate into smaller monthly payments.
That’s important when you borrow money for a car or a place to live. Sometimes, people even check your credit when you apply for a job.
Credit is so much more than a plastic card. It’s your financial trustworthiness.
Having good credit means it will be easier for you to get loans and low interest rates.
Low interest rates usually translate into smaller monthly payments.
That’s important when you borrow money for a car or a place to live. Sometimes, people even check your credit when you apply for a job.
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Categories: Credit Score Products Tags: Credit, Raise, Repair, Score
CREDIT REPAIR: What to Do to Make Your FICO Score Soar Reviews
CREDIT REPAIR: What to Do to Make Your FICO Score Soar
In this uniquely revealing and instructive ebook, “CREDIT REPAIR: What to Do to Make Your FICO Score Soar,” you will discover easy-to-follow tips to greatly improve your credit score and your chances for success. Since a low credit score could cost you the job or home of your dreams, having an acceptable credit score is extremely important.
In this uniquely revealing and instructive ebook, “CREDIT REPAIR: What to Do to Make Your FICO Score Soar,” you will discover easy-to-follow tips to greatly improve your credit score and your chances for success. Since a low credit score could cost you the job or home of your dreams, having an acceptable credit score is extremely important.
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