Credit Score Power: A View into the Misunderstood Rules of Credit and What Makes for the Best Scores
Credit Score Power: A View into the Misunderstood Rules of Credit and What Makes for the Best Scores
Credit scores are a mystery to many American consumers. Even the most seasoned professionals are shocked to learn how easily their credit can be destroyed. In CREDIT SCORE POWER, author Tracy Becker offers insight into navigating the scoring system and focuses on how to help consumers keep their credit scores high.
With more than twenty years of experience in the industry, Becker gives a simple and clear view of what makes and breaks fantastic credit scores. CREDIT SCORE POWER discusses the following:
The credit bureaus and what they do
Credit scores and the credit score process
Methods for shopping for a mortgage
Financial distress
The secret to having the best credit
Credit monitoring and identity protection
Credit scores are an important aspect of consumers’ lives and can greatly affect the interest paid on loans and credit cards. The information presented by Becker helps people understand the system in order to have the best opportunity and highest savings in interest a credit score can offer.Credit scores are a mystery to many American consumers. Even the most seasoned professionals are shocked to learn how easily their credit can be destroyed. In CREDIT SCORE POWER, author Tracy Becker offers insight into navigating the scoring system and focuses on how to help consumers keep their credit scores high.
With more than twenty years of experience in the industry, Becker gives a simple and clear view of what makes and breaks fantastic credit scores. CREDIT SCORE POWER discusses the following:
The credit bureaus and what they do
Credit scores and the credit score process
Methods for shopping for a mortgage
Financial distress
The secret to having the best credit
Credit monitoring and identity protection
Credit scores are an important aspect of consumers’ lives and can greatly affect the interest paid on loans and credit cards. The information presented by Becker helps people understand the system in order to have the best opportunity and highest savings in interest a credit score can offer.
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Credit Management Kit For Dummies (For Dummies (Business & Personal Finance))
Credit Management Kit For Dummies (For Dummies (Business & Personal Finance))
The painless way to manage credit in today’s financial landscape
People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today’s much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummiesgives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval.
You’ll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more.
- The pros and cons of credit counselors
- The quickest and most effective way to undo damage from identity theft
- Advice and tips about adding information to a credit report, and beefing-up thin credit
- Guidance for evaluating your Credit Score in today’s economy
- Fannie Mae’s revised guidelines for purchasing mortgages
- Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing
- IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation
Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.
List Price: $ 34.99
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Categories: Credit Score Products Tags: Business, Credit, Dummies, finance, Management, Personal
How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today
How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today
Your credit score affects every aspect of your financial life including qualifying for loans and mortgages, low interest rates, housing, employment opportunities, and even insurance premiums. Millions of Americans have negative, inaccurate, and unverifiable information on their credit report. Repairing your credit profile is one of the most important financial decisions you can make. You re about to take the important step of taking control of your credit! If you re like the average American, having improved credit will save you thousands of dollars on your loans and credit cards. You do not need a credit repair clinic. Save the money. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost using the plan in this new book. There are federal laws in place to make sure that you can repair problems on your credit report and increase your credit score. These laws are found in the Fair Credit Reporting Act. This book will show you how to use your legal rights to increase your credit score. You will learn how to remove questionable items from YOUR credit reports, including: late payments, collections, judgments, liens, charge offs, bankruptcies, foreclosures, repossessions, and identity fraud. This new book will be your road map to credit repair information, and give you tips on how to maintain a stronger credit profile, repair bad credit, improve credit scores, and correct personal information.
List Price: $ 21.95
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Credit Repair Guide Kit eBook on CD – Fix/Remove Bankruptcy And/Or Boost Your FICO Score
Credit Repair Guide Kit eBook on CD – Fix/Remove Bankruptcy And/Or Boost Your FICO Score
- This PDF eBook reveals all the secrets to fix and improve your credit score
- Remove any negative items from your credit report legally
- Remove bankruptcy
- Stop harassing collections
- eBook will deliver to you on a CD
Updated! NOW INCLUDES THE ENTIRE Fair Debt Collection Practices Act and 24 SAMPLE LETTERS to help you dispute your debts! Just fill in the blanks, everyone can do it!
Do you want to fix your credit?
Do you want to boost your Credit Score (FICO)?
Do you know that with higher credit score you can save thousands of dollar on loan/mortgage, credit card interest rates, AND even insurance?
Do you know that more and more employers look at applicants’ credit report before hiring? (You will be surprised on how heavily this society judge people by their credit scores!)
Do you want to learn how to legally remove virtually ANYTHING negative on your credit report?
Do you want to get your credit reports for FREE from 3 major credit agencies?
You need this kit!
Q. Can I really repair my own credit?
A. YES! We as Americans take pride in knowing we have certain rights guaranteed to us by the US Constitution. Why then time and time again do we ‘surrender’ our rights to the Credit Reporting Agencies? The average American does not know the rights granted under the Fair Credit Reporting Act. You CAN do it on your own, and if you purchase the information we are offering,YOU WILL IMPROVE YOUR CREDIT RATING!
Q. How long does it take to repair my credit or boost my FICO Score?
A.The instructions in our e-Book can boost your FICO score IN DAYS!
Q. How much will this process cost me?
A.Besides the price of the e-book, there will just be tiny costs involved stamps in mailing disputes, and sending correspondence to creditors/credit agencies
Q. What if Im not satisfied?
A.We stand behind our ebook, if you EVER decide that this information was not worth the price you paid, We will refund you 100%
Q. What makes this program better than others?
A.Our ebook is 100% legal, no shady tricks or Social Security Number Switches. Our ebook guides you to fix YOUR credit by legally removing incorrect and illegally posted information
List Price: $ 19.99
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Categories: Credit Score Products Tags: And/Or, Bankruptcy, Boost, Credit, eBook, FICO, Fix/Remove, Guide, Repair, Score
Credit Repair Kit For Dummies
Credit Repair Kit For Dummies
Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to:
- Take charge of your credit
- Get help from credit counselors
- Request copies of your credit report
- Know how to interpret your credit report and credit score
- Avoid foreclosure
- Communicate with collectors, lawyers, and the courts
- Manage medical debt
- Safe-guard your identity
Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Editionis your one-stop guide to improving and maintaining your credit score and protecting your identity.
Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.
List Price: $ 24.99
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Categories: Credit Score Products Tags: Credit, Dummies, Repair
Turbo Credit Software Download (Consumer Edition – Credit Repair)
Turbo Credit Software Download (Consumer Edition – Credit Repair)
- Empowers American consumers to manage their own credit in the privacy of their own home
- The Turbo Credit system is a similar system that financial, credit and debt professionals utilize for their professional fee-based services
- Turbo Credit allows American consumers to personally manage their credit just as millions of Americans use software programs to manage their money, budget and personal finances
- Turbo Credit will help get the most up-to-date and current credit report possible that will also maximize and improve credit scores.
- Turbo credit cost only .95 and comes with a 30-day money-back guarantee
Turbo Credit is a patent-pending software program designed to challenge and dispute any negative items that appear on a credit report. Turbo Credit features the TurboDispute Generator which generates dispute documents for Transunion, Experian and Equifax in minutes.
Turbo Credit also includes TurboStop, an interactive software document that will legally stop the harrassing and annoying calls from the creditors.
Turbo Credit will help get the most up-to-date and current credit report possible that will also maximize and improve credit scores.
The Turbo Credit Advantage:
Empowers American consumers to manage their own credit in the privacy of their own home.
The Turbo Credit system is a similar system that financial, credit and debt professionals utilize for their professional fee-based services
Turbo Credit allows American consumers to personally manage their credit just as millions of Americans use software programs to manage their money, budget and personal finances
Turbo Credit provides the tools that can help consumers:
Lower interest rates and get approved for home loans, auto loans, credit cards, etc., while getting the accurate credit report they deserve by law
Challenge and dispute fraudulent and false information
Improve credit scores by helping to remove inaccurate and erroneous information such as late payments, collections, charge-offs, judgments, inquiries, etc . . .
Fight identity theft issues that appear on credit reports
Turbo Credit helps the law work for you!
It’s the law! Information must be accurate and verified before it is entered on credit reports!
If “reasonable procedures” have not been correctly followed by creditors or the credit reporting agencies, then any verified inaccuracies must be removed from their credit reports as defined in the Fair Credit Reporting Act (FCRA).
Turbo Credit helps protect American Consumers rights guaranteed by the FCRA.
List Price: $ 99.95
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The Road to 850 (Proven Strategies for Increasing Your Credit Score)
The Road to 850 (Proven Strategies for Increasing Your Credit Score)
This is one book you must have! As a result of the credit crisis, many financial institutions have raised their credit score requirements. Credit scores are impacting everyone from every angle.
The Road to 850 provides a much greater background and understanding to the credit scoring system than any previously published book. In fact, The Road to 850 has been given the coveted endorsement of the AFCPE – American Financial Counseling, Planning and Education Association in June 2009. In its review, they write, The Road to 850 “covers in detail the vast credit industry and navigates with ease the questions that plague even “qualified” people.” It is “highly recommended for financial and credit counselors as well as all individuals wanting to increase their scores-which would be everyone.”
The Road to 850 describes how credit risk is scored. It explains the four critical ratios, the four important dates and the four levels of delinquency. Lastly, it provides 94 proven strategies and identifies the requirements for a credit score in the golden range — 760 to 850.
The Road to 850 has received many additional rave reviews from readers:
“What an excellent book! Easy to read. Thanks a lot for giving us the opportunity
to get to 850!”,
“My book is filled with great information, some of which I have never heard
before despite an abiding interest in the subject and previous research. I’d
recommend it to anyone who wants to raise his score, even if it’s already a high
one. This book is priceless.”
The Road to 850 has been highlighted by Kurtis Ming (KOVR / CBS in Sacramento), Nicole Crites (KPHO / CBS in Phoenix), Bill Gephardt (KUTV / CBS in Salt Lake City), Paula Ebbers (WBZ / CBS in Boston) and a host of other national television and radio reporters.
Whether you have a 725 or a 525 credit score, this is one book you must have! A companion of The Road to 850 is the video series, The Quest for 850. You can also order this 4-set video at Amazon.
List Price: $ 18.95
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Categories: Credit Score Products Tags: Credit, Increasing, Proven, Road, Score, Strategies
BestCredit: How to Win the Credit Game (2nd ed.)
BestCredit: How to Win the Credit Game (2nd ed.)
Dana Neal knows first hand the consequences of bad credit – how a financial setback can leave you unable to buy a house or car, rent an apartment, get insurance or even land a job. But the former collection agency insider also knows that flawless credit is in everyone’s reach. In easy-to-understand terms, the author explains how the credit game is played, the roles of the various players, and the ways in which the credit industry stacks the odds against consumers He then presents a straightforward, no-nonsense plan to show you how to win the credit game by getting others to play by your rules!Dana Neal knows first hand the consequences of bad credit – how a financial setback can leave you unable to buy a house or car, rent an apartment, get insurance or even land a job. But the former collection agency insider also knows that flawless credit is in everyone’s reach. In easy-to-understand terms, the author explains how the credit game is played, the roles of the various players, and the ways in which the credit industry stacks the odds against consumers He then presents a straightforward, no-nonsense plan to show you how to win the credit game by getting others to play by your rules!
List Price: $ 9.99
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Categories: Credit Score Products Tags: BestCredit, Credit, Game
Perfect Credit: 7 Steps to a Great Credit Rating
Perfect Credit: 7 Steps to a Great Credit Rating
- ISBN13: 9781932450996
- Condition: New
- Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
Perfect Credit is the definitive guide to getting and keeping outstanding credit. Think of this book as a roadmap for anyone hoping to establish picture-perfect credit, make improvements to have stellar credit, or simply maintain a fantastic credit standing. Right now, roughly 220 million Americans have credit files maintained by the “Big Three” credit bureaus: Equifax, Experian, and TransUnion. Of those individuals, about 40 million Americans (roughly 1 out of 5), have very poor credit, or “deep subprime scores,” according to Experian. Another 50 million adults in the U.S. have no credit files – either because they’ve never used traditional forms of credit, or because their credit files are “too thin” to generate a credit score. Perfect Credit offers all these consumers an easy-to-follow blueprint on how to get superb credit – and how to sidestep numerous credit traps and pitfalls along the way.
List Price: $ 14.95
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BestCredit: How to Win the Credit Game, 2nd Edition
BestCredit: How to Win the Credit Game, 2nd Edition
Written by a former debt collector, this credit repair book covers many aspects of credit restoration, including how to legally remove any adverse credit from a consumer credit report, how to negotiate debt, how to prevent and recover from identity theft, the secrets to raising a credit score, and more. Remove judgments, liens, late payments, bankruptcies, collection accounts, inquiries, charge-offs, repossessions, and foreclosures. Learn how to negotiate like a pro, reducing credit card and other unsecured debt to a fraction of what you owe!
List Price: $ 30.00
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Categories: Credit Score Products Tags: BestCredit, Credit, Edition, Game