How to Manage your Finances and Save Money, Tips on Financial Planning
Financial independence is being referred to as the state of having sufficient personal wealth to live, without being very active in working for basic necessities. For financially independent people, their assets generate income that is greater than their expenses. Financial freedom refers to one’s ability to do whatever a person wants to do without having to worry about money. How do you define it?
Categories: Credit Score Videos Tags: financial freedom, financial independence, Save Money, Tips to save money
Credit Card Debt – A Student’s Story
Credit card debt is an example of unsecured consumer debt, accessed through credit cards. Debt results when a client of a credit card company purchases an item or service through the card system. Debt accumulates and increases through interest and penalties when the consumer is not able to pay the company for the money he or she has spent. Watch this video all about a student credit card debt.
Categories: Credit Score Videos Tags: able, accumulates, credit cards, item
Quick Tips on How to Improve Credit Score 100 Points
We’ve all been told how credit score is one of the most important things in life, at least financially. While crash diets don’t usually work and can be unhealthy, it is actually possible to change your credit score fairly quickly. But just like with weight loss, the word “quickly” is a relative term.
Categories: Credit Score Videos Tags: boost credit score, increase credit score
Bad Credit Loans – Funny explanation of Building Credit
A credit score is a three-digit number, typically between 300 to 850, which credit bureaus calculate based on information in your credit report. It is one of the most important things in life. Watch this entertaining video of building credit.
Categories: Credit Score Videos Tags: building credit score, funny credit score
What is a credit score and why is it important? Credit scores defined by TransUnion
Your credit score determines how much you pay for life’s needs. People get all worked up about it for a reason. Watch this video and you might just reconsider your financial decisions.
Categories: Credit Score Videos Tags: Credit, Credit Score, defined, TransUnion
What is Credit? Loans, Mortgages and Overdrafts explained
An overdraft is supposed to be for short term borrowing or emergencies only. Unluckily though, it becomes too easy to treat it as your spending limit instead of as a last resort. Still not sure what it’s all about? Watch this video.
Categories: Credit Score Videos Tags: Credit, Loans, Mortgage, overdrafts, term, Watch
The Karma Count: The New Free Credit Scores in 3 Facts
To take some of the mystery out of these important financial tools, here are some facts about credit reports and scores that might surprise you. Despite what you may have heard, a poor credit score may not haunt you forever. You can always do something about it!
Categories: Credit Score Videos Tags: Count, Credit, Credit Score, credit score facts, Credit Scores, Karma
Understanding your Credit Score | by Wall Street Survivor
A credit score is defined as a numerical expression based on a level analysis of a consumer’s credit files, and this represents the creditworthiness of such person. A credit score is mainly based on credit report information typically sourced from credit bureaus. Watch this video and go into detail.
Categories: Credit Score Videos Tags: Credit, define credit score, Street, understanding credit score, Wall, Wall Street, what is credit score
Cracking the Code: How to Get the Perfect Credit Score
A perfect score of 850 may just be a technical perfection since it is very rare to see people with a credit score as high as this. A good perfect score usually includes the following: a mortgage that is over three years old, one or two auto loans that are more than two years old and less than five credit cards with very low balances that are over 2 years old.
Categories: Credit Score Videos Tags: Code, Credit, Credit Score, Good Credit Score, Perfect Credit, perfect credit score