Q&A: Is there a website that can tell me my personal financial status?
Question by .:JuSt A GiRl:.: Is there a website that can tell me my personal financial status?
like how much I’m worth?
also, is there a free website that can help make financial goals and help me gain financial security?
Best answer:
Answer by Net Advisor
There is no website that will tell you how much you are worth. But if you pull your banks statements then subtract your debt, that is pretty close.
There are a lot of websites for planning. Here are a few, there are many.
http://financialplan.about.com/
http://www.cfp.net/
http://www.schwab.com/public/schwab/planning?cmsid=P-979978&lvl1=planning
Add your own answer in the comments!
Know Your Credit Score – Tropical Financial
As a credit holder, may you be new or veteran, have certainly wondered how the credit scores of other credit holders are doing. You would comfort yourself by thinking that perhaps they are the same as you, missing documents and lapsing due dates.
You may feel fear while speculating about what if they are much better credit holders than you are. Yes, there are various credit holders out there. The same thing goes with credit scores. You should always be aware of your credit score, suffice it to say.
Watch this video an learn great tips in keeping up with your Credit Scores.
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Categories: Credit Score Videos Tags: Credit, Credit Score, Financial, Score
Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future (4th Edition) (Liz Pulliam Weston) Reviews
Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future (4th Edition) (Liz Pulliam Weston)
Today, a good credit score is essential for getting decent terms on credit–or for getting credit at all. But that’s just the beginning: You’re now being judged on your credit score by everyone from employers to cellphone carriers. Now, MSNBC/L.A. Times journalist Liz Weston has thoroughly updated her best-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours. Your Credit Score, Fourth Edition thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your scores, and how long it takes to rebound. You’ll find new information on “FAKO” alternative scores… expanded coverage of short sales, foreclosures, the new FICO 8 Mortgage Score, and when to “walk away” from a mortgage… guidance on protecting yourself against new credit risks from social networking and mobile banking… expanded coverage of credit scoring by insurers… and an all-new chapter on safeguarding against unethical or illegal use of credit scores by employers. Weston updates her expert guidance on using FICO 08 to raise your score… fighting lower limits and higher rates… maintaining the right mix of cards and balances… bouncing back from bad credit… choosing credit “solutions” that help, not hurt… and much more!
List Price: $ 19.99
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Restoring Your Good Credit: 101 Ways To Take Back Control of Your Credit And Get Your Financial Life Back On Track
Restoring Your Good Credit: 101 Ways To Take Back Control of Your Credit And Get Your Financial Life Back On Track
It’s Your Money, So Why Aren’t You In Charge? Bad Credit Putting A Crimp In Your Finances? It Doesn’t Have To Be This Way! Credit is a simple word, just six letters, but it controls your financial opportunities. How do you get good credit? Once you have it, how do you hold onto it? If your credit’s not as good as you’d like, you can restore it. Managing your credit is no different than managing the rest of your finances. It’s about controlling your money rather than allowing it to control you. It doesn’t matter if you’re looking for that first credit card or you’re climbing out of a difficult financial situation and looking to rebuild your credit … Restoring Your Good Credit provides the solutions to get you quickly on your way. Once you’re in the driver’s seat, you’ll be blown away with how simple it can be to reclaim your good credit. Most people know they should be managing their money better than they are … they just aren’t sure quite how to go about it. It doesn’t matter if you want to rebuild your credit or pay down your debt, nothing will happen until you take that first step. So get started the smart way … before another year disappears and your situation hasn’t changed … Restoring Your Good Credit Inside these pages, you’ll discover: – Which creditors you should pay first – When to pay your bills – If and when you should communicate with your lenders – Which credit cards to pay down first – If lowering your credit limit is the right thing to do – The dangers of introductory rates – The difference between a secured card and a prepaid card – What bankruptcy can’t do for you – What to guard against if you use a credit counselor – Why you need multiple bank accounts – And much more!
List Price: $ 12.95
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How To Build Credit And Rebuild Credit For Financial Success
How To Build Credit And Rebuild Credit For Financial Success: Get Expert Credit Advice For Building Credit and Credit Repairing To Help You Get High … Difficulty To Improve Your Level Of Living
Credit when used wisely can do a lot to help us improve our level of living. Good credit allows for many advantages that we sometimes take for granted: credit cards, the ability to rent an apartment, qualifying for home financing or a car loan, borrowing money from banks and so much more. That’s why it is imperative to build a good credit history from the moment you start establishing credit. It is also necessary to rebuild credit right away when there is damage done and you have bad credit. If you fall behind in payments towards a creditor, each incident will be reported to your credit bureau and it will end up reflecting as bad credit in your credit rating. When you have bad credit, you make all the credit-dependent activities mentioned above difficult, if not impossible, for you. Without credit to help you get by in life, how can you afford some of the things that can improve your way of living? The information in this book will help you, firstly, to build credit if you need to establish credit and, secondly, to help you rebuild your credit, either raise your credit score or fix your bad credit rating. With the credit advice and credit tips from financial experts, this book will surely help you get good credit history so you can easily obtain credit from anyone, anywhere and use that credit wisely to improve your level of living.
List Price: $ 15.95
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Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future (2nd Edition)
Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future (2nd Edition)
This is the eBook version of the printed book.
“A great credit score can help you finish rich! Liz Pulliam Weston gives solid, easy-to-understand advice about how to improve your credit fast. Read this book and prosper.”
–David Bach, bestselling author of The Automatic Millionaire and The Automatic Millionaire Homeowner
“Excellent book! Insightful, well written, and surprisingly interesting. Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers.”
–Eric Tyson, syndicated columnist and bestselling author of
Personal Finance for Dummies
“No one makes complex financial information easy to understand like Liz Pulliam Weston. Her straight-talk and wise advice are invaluable to anyone with a credit card or check book–and that’s just about all of us.”
–Lois P. Frankel, Ph.D., author of Nice Girls Don’t Get the Corner Office and Nice Girls Don’t Get Rich
“In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston’s book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you’ll save many times the cost of this book.”
–Ilyce R. Glink, financial reporter, talk show host, and bestselling author of
100 Questions Every First-Time Home Buyer Should Ask
“Your credit score can save you money or cost you money–sometimes a lot of money. Yet, most people don’t even know their scores, much less know how to make them better. Liz Pulliam Weston can help you fix that. In this easy-to-understand guide you’ll learn how to make sure your score helps you get the best deal on loans and insurance. You can’t afford not to read it.”
–Gerri Detweiler, consumer advocate and founder of UltimateCredit.com
Your credit score. It’s just three numbers. But it dictates whether you’ll get credit, and what you’ll pay. Insurers use it to set premiums. Landlords use it to make renting decisions. You need to understand it. In Your Credit Score, Second Edition, MSN Money personal finance journalist Liz Pulliam Weston gives you up-to-the-minute answers you can trust—and a proven action plan for building your credit, fixing it, and maintaining it, starting today!
Weston has updated this national bestseller with extensive new information, including an inside look at the new VantageScore credit scoring system, “Fast Fixes” that actually work, and powerful tips for first-time borrowers.
You’ll discover how your scores are affected by everything from applying for loans to closing accounts…how to cope with a credit crisis, and bounce back from bad credit or bankruptcy…how credit counseling really affects your score…why paying old debts can actually damage your score…how to reduce your exposure to identity theft, and much more!
List Price: $ 15.20
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Credit 911: Secrets and Strategies to Saving Your Financial Life
Credit 911: Secrets and Strategies to Saving Your Financial Life
- ISBN13: 9780470587614
- Condition: New
- Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
A comprehensive guide to reclaiming your financial life
After the dramatic mortgage crisis and stock market collapse, people are beginning to recognize that the only way to secure their financial future is to take charge of their own spending and saving habits. You can survive this crisis, solve your credit problems, and move on to achieve your dreams, and Credit 911can show you how.
With this book, author Rodney Anderson-a mortgage banker with over twenty years experience reviewing real-life credit cases-shares his intricate understanding of what it takes to improve your credit score and financial standing.
- Outlines a practical approach to solving debt and credit problems, as pertaining to marriage, divorce, collections, borrowing, co-signing as well as overcoming foreclosures, short sales, and bankruptcies
- Shows you how to re-establish your credit and what lenders look for
- Reveals the tricks of credit card companies and how to set up a system to monitor accounts, track payments, comparatively shop for credit cards, avoid credit chasing, and maintain overall capacity
- Discusses how to pick the right realtor as well as the right lender, how to secure a mortgage, and to avoid overspending on insurance
We live in a credit economy. Our lives are governed by credit. Credit 911 provides you with a solid understanding of how this system works and offers timely tips on taking control of your financial destiny.
Amazon Exclusive: Top Ten Credit Facts You Should Know
Content from author Rodney Anderson
 |
1. Your credit score can affect your auto insurance rates more than your driving record. Contact your insurance agent to see if your rates are adversely affected. If they are, shop around.
2. When getting divorced, make sure your attorney has a copy of your credit report when negotiating who will be responsible for which debts. Also remember, just because a debt is awarded to your ex, doesn’t mean you’re not still liable, and your credit is still at risk.
3. When getting married, it’s imperative to review your future spouse’s credit report. Never say “I do” without full disclosure, or you’re headed for a marriage full of trouble. Financial secrets are a big red flag.
4. Pay your credit cards off in full (and don’t use them) 45 to 60 days before applying for a loan. This helps to maximize your credit score, providing you the opportunity to take advantage of the lowest interest rates available.
5. When you cosign for another person’s debt, you are equally obligated on the loan, and are committing to make the payments if they don’t. Think twice before co-signing for anyone.
6. Closing your accounts and cutting up credit cards is the fastest way to kill your credit scores. Understanding credit capacity is essential to managing your credit.
7. Paying off collections doesn’t necessarily boost your credit scores. Many times it has the opposite effect. Make sure you have a plan, and know the impact before you act.
8. The fastest way to reestablish credit after bankruptcy, foreclosure or other credit catastrophes is secured credit cards. Secured credit cards give people an opportunity for a fresh start.
9. Don’t fall for credit repair claims and “sounds-too-good-to-be true” advertising. Anything a credit repair company can do, YOU can do yourself. Don’t throw away your money.
10. Never open a department store credit card to save 10%. Retail store cards are provided through finance companies, and can wreak havoc on your credit scores.
List Price: $ 24.95
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Categories: Credit Score Products Tags: Credit, Financial, Life, Saving, Secrets, Strategies
How To Build Credit And Rebuild Credit For Financial Success: Get Expert Credit Advice For Building Credit and Credit Repairing To Help You Get High Credit … Difficulty To Improve Your Level Of Living
How To Build Credit And Rebuild Credit For Financial Success: Get Expert Credit Advice For Building Credit and Credit Repairing To Help You Get High Credit … Difficulty To Improve Your Level Of Living
Credit when used wisely can do a lot to help us improve our level of living.
Good credit allows for many advantages that we sometimes take for granted: credit cards, the ability to rent an apartment, qualifying for home financing or a car loan, borrowing money from banks and so much more.
That’s why it is imperative to build a good credit history from the moment you start establishing credit. It is also necessary to rebuild credit right away when there is damage done and you have bad credit.
If you fall behind in payments towards a creditor, each incident will be reported to your credit bureau and it will end up reflecting as bad credit in your credit rating. When you have bad credit, you make all the credit-dependent activities mentioned above difficult, if not impossible, for you.
Without credit to help you get by in life, how can you afford some of the things that can improve your way of living?
The information in this book will help you, firstly, to build credit if you need to establish credit and, secondly, to help you rebuild your credit, either raise your credit score or fix your bad credit rating. With the credit advice and credit tips from financial experts, this book will surely help you get good credit history so you can easily obtain credit from anyone, anywhere and use that credit wisely to improve your level of living.
List Price: $ 3.99
Price:
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Your Credit Score, Your Money & What’s at Stake (Updated Edition): How to Improve the 3-Digit Number that Shapes Your Financial Future
Your Credit Score, Your Money & What’s at Stake (Updated Edition): How to Improve the 3-Digit Number that Shapes Your Financial Future
“A great credit score can help you finish rich! Liz Pulliam Weston gives solid, easy-to-understand advice about how to improve your credit fast. Read this book and prosper.”
David Bach, bestselling author of The Automatic Millionaire and The Automatic Millionaire Homeowner
“Excellent book! Insightful, well written, and surprisingly interesting. Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers.”
Eric Tyson, syndicated columnist and bestselling author of Personal Finance for Dummies
“No one makes complex financial information easy to understand like Liz Pulliam Weston. Her straight-talk and wise advice are invaluable to anyone with a credit card or check book–and that’s just about all of us.”
Lois P. Frankel, Ph.D., author of Nice Girls Don’t Get the Corner Office and Nice Girls Don’t Get Rich
“In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston’s book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you’ll save many times the cost of this book.”
Ilyce R. Glink, financial reporter, talk show host, and bestselling author of 100 Questions Every First-Time Home Buyer Should Ask
“Your credit score can save you money or cost you money–sometimes a lot of money. Yet, most people don’t even know their scores, much less know how to make them better. Liz Pulliam Weston can help you fix that. In this easy-to-understand guide you’ll learn how to make sure your score helps you get the best deal on loans and insurance. You can’t afford not to read it.”
Gerri Detweiler, consumer advocate and founder of UltimateCredit.com
The #1 Best-Selling Guide to Improving Your Credit Score…
Now Thoroughly Updated for the Financial Crisis!
In post-crash America, it’s tough to get credit…and even tougher to get rates and terms you can afford. That makes your credit score more important than ever before. Now, MSN Money/L.A. Times personal finance columnist Liz Pulliam Weston has updated her best-selling book on credit scores to show how you can maximize your score right now–and save yourself a fortune!
Weston reveals the tough new realities of borrowing and credit scoring, and shows why they aren’t going to change any time soon. She rips away the mystery surrounding credit scoring, including the FICO 08 overhaul, and tells you exactly how to use the new system to maximize your score.
You’ll learn how to fight back against lenders who want to lower your limits or raise your rates…bounce back from bad credit and bankruptcy…choose the right credit solutions and avoid options that only make things worse. One step at a time, Weston will help you build (or rebuild) your credit score–so you can get the credit you need and deserve!
Survive a credit crisis, one step at a time
How to protect or rebuild your credit score after a major financial setback
Fix your credit score in as little as 72 hours
Rapid rescoring: what it can fix, what it can’t fix, and how to use it
Don’t let the myths of credit scoring cost you a fortune!
What you’ve been told just isn’t true: how credit scores really work
What drives your score–and what doesn’t
The real impact of credit cards, loans, late payments, inquiries, credit counseling, and more
List Price: $ 18.99
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