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Do companies automatically deduct tax from your dividends?

Question by Steve C: Do companies automatically deduct tax from your dividends?
If you hold, say, shares in BP and they pay you a dividend of £500, do they automatically pay the tax on that for you?

And are the “tax credits” they give you with the dividend equal to this – what can one write these tax credits off against?

Best answer:

Answer by William C
You need to request the payer of the dividend to deduct any percentage you want to cover potential taxes. Or, you can have none deducted and pay at the end of the year.

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Posted by Trevor - February 27, 2013 at 2:41 pm

Categories: Credit Score Questions   Tags: , , , , ,

When I got the score from one of those free services?

Question by Go with the flow: When I got the score from one of those free services?
It said this is a CE score used by lenders
What does the CE stand for?

I dug and found out that their (Quizzles) scoring model is completely different
They add Amount of Cash Flow to the formula
Which takes the amount of money you earn
The site asks you your salary, and I lied and put almost none and my score with them was disastrous.
They say they use a CE scoring model

Does the CE stand for the model used by mortgage lenders ?
What does it stand for?

Best answer:

Answer by timothy p
any score other than FICO is useless. The FICO name brand score is the one lenders use. It doesn’t include your income.

Your income will be considered in your ability to repay a loan but is irrelevant when considering how well you repaid loan is the past.

If you want your real score, go to myfico.com. They will charge for this score but it will be much more accurate. Keep in mind that some lenders give heavier weight to certain types of accounts so your score still may not match exactly. ex. My credit card company orders a custom FICO that gives heavier weight to how well I repay revolving accounts. A car loan may give heavier weight to how well you repay installment accounts… The only time I have had my FICO match exactly was at my credit union. The others were close though.

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Posted by Trevor - February 26, 2013 at 2:21 pm

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Q&A: How might one decrease the disadvantages you listed such as higher insurance premiums from using a credit card?

Question by Kamisha C: How might one decrease the disadvantages you listed such as higher insurance premiums from using a credit card?

Best answer:

Answer by Nicole
Using a credit card in itself won’t increase your insurance premiums. In personal home and auto insurance, the company runs an “insurance score” aka your credit score. The better your credit, the better your rate. I’ts a way for the insurance company to find a preferred market, just like them running your MVR. The fewer violations, the better your rate, etc.

Add your own answer in the comments!

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Posted by Trevor - January 18, 2013 at 1:00 pm

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How can your credit score keep you from getting a job?

Question by Martini: How can your credit score keep you from getting a job?
I heard on some commercial that a bad credit score can keep you from getting a loan, a car, and a job? How is this possible? Why wouldn’t someone hire you because of your credit score?

Best answer:

Answer by Michelle
Having a good credit score and history is one way of checking if you are responsible and reliable. A large company is not going to hire you to work in accounting if your own money management is a mess, plus they consider you a theft risk if you are hard up for cash. Not necessarily right, but it’s what they do. If you are missing car payments and in debt up to your eyeballs it doesn’t look good to them.

Know better? Leave your own answer in the comments!

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Posted by Trevor - October 5, 2012 at 1:38 pm

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How To Build Credit; Establish Credit And Improve Your Credit Score As You Learn The Strategies To Build Credit From Nothing, Repair Credit That’s Been Damaged, And Increase Your Credit Rating! Reviews

How To Build Credit; Establish Credit And Improve Your Credit Score As You Learn The Strategies To Build Credit From Nothing, Repair Credit That’s Been Damaged, And Increase Your Credit Rating!

How To Build Credit; Establish Credit And Improve Your Credit Score As You Learn The Strategies To Build Credit From Nothing, Repair Credit That's Been Damaged, And Increase Your Credit Rating!Are you just starting out financially and want to learn how to build credit of your own? Do you need to repair your credit and build your credit score? Would you like to learn basic principles to establish good credit and increase your credit score! You can achieve all of this with the information included in this book! How To Build Credit will teach you to start building your credit from scratch and educate you on how you can build and keep a good credit score before you get in over your head. You’ll also learn strategies to repair bad credit scores, such as checking your credit reports and filing any needed disputes, learning to pay bills on time, and how you can reduce your debt.

With so much commerce on the internet, it is very difficult to operate today without a credit or debit card. The days of using cash for everything are fading away, and for some, if they have no credit, it can be hard to survive in this economy. This book will show you how to use secured credit cards to get started if you have no credit, and also how to increase your credit limits and improve your score if you do. This will allow you more access to credit cards with higher limits so that you can easily participate in buying things online or making large purchases on credit. It will also help you lower your interest rates on the credit cards you may already have, as you strive to lower your credit score. The more you are able to learn about how to build credit for yourself, you can take control of your finances and gain a top credit score.

See some of the information you’ll learn in this book! Here are some of the chapter titles included inside:

Chapter 1: For People with No Credit: 5 Tips on How to Establish It
Chapter 2: How Do You Establish A Credit History?
Chapter 3: How To Build A Solid Credit Rating From Scratch
Chapter 4: Establishing Your Credit From Scratch
Chapter 5: Five Credit Building Tactics
Chapter 6: How To Establish Good Credit
Chapter 7: Establishing Credit – Strategies for Young People
Chapter 8: Establishing Credit with a Student Credit Card
Chapter 9: How Good Is Your Credit? Why Does It Matter?
Chapter 10: 3 In 1 Credit Report – Getting A Copy Of Your Credit Report
Chapter 11: How To Build Credit For A Better Future
Chapter 12: How To Build Your Credit Card Credit History
Chapter 13: What Is a Good Credit Score – How Can I Raise Mine?
Chapter 14: Do You Need To Improve? Credit Scores Count
Chapter 15: What Can I Do To Improve My Credit Score?
Chapter 16: Improving Your Credit Report and Score
Chapter 17: Five Tips For Building A Good Credit Score

Learn how to build credit today! Take action and instantly download this book to your Kindle so you can increase your credit score.

List Price: $ 8.99

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Posted by Trevor - April 15, 2012 at 1:29 pm

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Debt Management Secrets: How To Avoid Bankruptcy & Free Yourself From A Bad Credit Score

Debt Management Secrets: How To Avoid Bankruptcy & Free Yourself From A Bad Credit Score

Debt Management Secrets: How To Avoid Bankruptcy & Free Yourself From A Bad Credit Score

Is your credit score lower than 700? 650? 600? 550? Have you unplugged your phone to avoid debt collectors? This book offers insider secrets on how to improve your credit score no matter how poor your rating.

List Price: $ 4.65

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Posted by Trevor - February 26, 2012 at 8:21 am

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Free Credit Report; Learn How To Use Your Annual Free Credit Report To Check Your Credit Score And Credit History, Dispute Errors, And Protect Yourself From Identity Theft Reviews

Free Credit Report; Learn How To Use Your Annual Free Credit Report To Check Your Credit Score And Credit History, Dispute Errors, And Protect Yourself From Identity Theft

Free Credit Report; Learn How To Use Your Annual Free Credit Report To Check Your Credit Score And Credit History, Dispute Errors, And Protect Yourself From Identity Theft

Did you know that you are entitled to a free annual credit report? Would you like to learn the process to accessing your credit report and correcting any errors, so you can raise your credit score? Are you interested in discovering what companies may be running your credit report or monitoring your activity? With this guide to Free Credit Reports, you’ll find the answers to all of these questions and more. First, you’ll go step-by-step through the process of accessing your report and understanding all of the components of your credit report. Then you’ll learn how to correct any errors and watch for who is trying to access your credit report or steal your identity. By taking the time to read and understand your credit report, you can learn how to advocate for yourself to correct any mistakes to maintain the credit score that you deserve.

Take a look at some of the valuable information in this book! Here is a list of the chapter titles:
Chapter 1: Free copy of credit report
Chapter 2: Free Credit Report – Why You Need One!
Chapter 3: Free instant credit reports
Chapter 4: Free Equifax Credit Report
Chapter 5: Free Annual Credit Report. Why You Must Get Yours
Chapter 6: Get Your Annual Free Credit Report – Why Pay For It?
Chapter 7: Free Credit Report And Score – How To Receive A Free Credit Report
Chapter 8: How To Get A Free Credit Report & What It Means To You
Chapter 9: Free Annual Credit Report From All 3 Reporting Agencies
Chapter 10: How To Get Free Annual Credit Reports From Major Credit Bureaus
Chapter 11: Free Annual Credit Reports – Strategies to Avoid Imposter Websites
Chapter 12: Free Credit Report – 3 Ways To Improve Your Credit Score Using A Free Report Online
Chapter 13: Free Trans Union Credit Report
Chapter 14: Free Credit Report And Score – Why You Need Them Both
Chapter 15: Free Credit Report Online – Checking Your Credit Online Is Convenient
Chapter 16: Free Personal Credit Report Online- What To Do With Your Report Once You Have It

Learn how to access your free credit report today! Take action and instantly download this book to your Kindle so you can understand your credit report and credit score.

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Related Credit Score Products

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Posted by Trevor - February 8, 2012 at 8:40 am

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CREDIT REPAIR FACTS: info from the Credit Secrets Bible

Credit score is important especially people are not aware on how they can improve it. By this video you will understand on how you can be updated with your credit report.

Also it will provide you all the information you need on the different facts about restoration of credit score. You will have a better learning experiences by giving yourself time to be educated on your credit score.

Maybe this is the video that can remove all those question you have in mind regarding your credit. So enjoy and learn more about Credit Repair Facts: info from the credit secrets bible.

Click for details ==> The Credit Secrets Bible

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Posted by Trevor Jones - November 21, 2011 at 9:50 am

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