How long after paid collection will it appear on your credit score?
Question by mbetty27: “how long after paid collection will it appear on your credit score”?
Best answer:
Answer by SCH
If you did not negotiate the removal of the item when you paid it, it will stay on your report for 7 years. You can however negotiate the removal of items at the time you pay them off.
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Categories: Credit Score Questions Tags: after, appear, Collection, Credit, long, paid, Score
Q&A: How to raise my credit score once my credit cards are paid off?
Question by Mcnizzle: How to raise my credit score once my credit cards are paid off?
How can I continue to raise my credit score once both of my credit cards have been paid off?I don’t plan on using either one of them unless its an emergency,but I don’t know how to keep getting my score to go up after that.Is there a way to get negative reports taken off my credit report?
Best answer:
Answer by malica
Negative reports will only be taken off your report once enough time has passes. In the meantime you have to demonstrate that you can use credit responsibly, so not using your cards isn’t going to help you. What you need to do is find some small to reasonable purchases you were going to make anyways (like groceries, or gas) and use your card and pay it off in full each month and on time. Don’t spend more than 30% of your limit on any card and like I said – make sure you pay it off on time. If you pay the full amount each month you won’t be charged any interest, so it’s not going to cost you any money to do this.
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