Bad Credit Personal Loans can Help Rebuild Your Credit Score
Having a very low credit score can drive you nuts. Majority of creditors consider 620 as the bottom cut off for prime loans, which is kind of like the separating line between good and bad credit. But is there such a thing where in you can rebuild your credit score with a bad credit personal loan? Watch this video.
Q&A: Is your personal credit the same as business credit?
Question by Cajun_ Creater: Is your personal credit the same as business credit?
My personal credit is horrible because of a bad marriage, separation and I live on SSI , so it is has been difficult to rebuild my personal credit.
I was wondering if business credit is the same as personal credit? Do they use the same process?
Best answer:
Answer by Robbyz3
The answer is yes and no. Many small business owners use their personal credit to run the business which is wrong. For personal credit you have Transunion, experian, and equifax. The major business credit bureua is called Dunn and Bradstreet. With D&B your business vendors (if they choose) will report and you will build a “credit score” with them. If you establish a business make sure to contact D&B and setup your business credit profile. You can and should run a business solely off of your business credit to protect your personal credit incase something goes wrong with the business (and we all know many new businesses fail) Remember, when you call D&B they are in SALES so they want you to spend as much money as you can. Use them to get information, and if you feel it necessary, purchase some of their products. Good luck.
Give your answer to this question below!
Categories: Credit Score Questions Tags: Business, Credit, Personal, same
Q&A: Is there a website that can tell me my personal financial status?
Question by .:JuSt A GiRl:.: Is there a website that can tell me my personal financial status?
like how much I’m worth?
also, is there a free website that can help make financial goals and help me gain financial security?
Best answer:
Answer by Net Advisor
There is no website that will tell you how much you are worth. But if you pull your banks statements then subtract your debt, that is pretty close.
There are a lot of websites for planning. Here are a few, there are many.
http://financialplan.about.com/
http://www.cfp.net/
http://www.schwab.com/public/schwab/planning?cmsid=P-979978&lvl1=planning
Add your own answer in the comments!
How to Make Bad Credit Good in 99 Days or Less (Axolotl Personal Finance)
How to Make Bad Credit Good in 99 Days or Less (Axolotl Personal Finance)
How to Make Bad Credit Good gives you the practical steps to take over the next 90 days or so (hey, you’re human, after all) in order to get your credit record back on track and as clean as possible.
Shirley Wright gives you the people to contact, the agencies to approach and the actual letter templates to fill in, to send away to clear your credit record. More valuable is the REASONING behind the credit ratings, and how you can use this to ethically, honestly improve your credit record and your credit-worthiness.
Shirley Wright fills each volume of the Axolotl Personal Finance series with practical, timely info, resources and guidance so that you can get what you want, as soon as possible!How to Make Bad Credit Good gives you the practical steps to take over the next 90 days or so (hey, you’re human, after all) in order to get your credit record back on track and as clean as possible.
Shirley Wright gives you the people to contact, the agencies to approach and the actual letter templates to fill in, to send away to clear your credit record. More valuable is the REASONING behind the credit ratings, and how you can use this to ethically, honestly improve your credit record and your credit-worthiness.
Shirley Wright fills each volume of the Axolotl Personal Finance series with practical, timely info, resources and guidance so that you can get what you want, as soon as possible!
Price:
Enjoy The Purchasing Power Of Your Personal Credit
Enjoy The Purchasing Power Of Your Personal Credit: A Credit Guide On How To Establish Credit, Get A Good Credit Score And Avoid Bad Credit Rating … Borrow Money, Buy A New Home Or Buy A New Car
Credit is a necessary tool for many people’s day-to-day lives. It may not be as powerful as ready cash but credit, good credit to be exact, has buying power. Especially nowadays when money is very hard to find, the advantage of credit is that it gives us time to pay. It is an arrangement where a buyer is allowed to take ownership of something and pay for it over a specified period of time. If we don’t have ready cash to dispose of at one time, we can buy on credit. If we plan to buy major items like a house or car, we can use credit to buy on long-term credit terms. The pay-later system of credit makes it easily affordable to pay the amount off in installment. Borrowers with good credit ratings can easily borrow money from financial establishments. With a good credit score and history, you can avail of better terms for the loan given to you. There are so many benefits with credit and we can enjoy those advantages only if we have good credit ratings. With the help of this book, you can understand what credit is and how you can establish it. What’s more, you’ll get expert credit tips from financial advisors to help you build a good credit history from scratch and maintain good scores to avoid bad credit ratings throughout your life so you can always enjoy the purchasing power that good credit can give you.
List Price: $ 15.95
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Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!
Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!
Everything that you need to know about basic personal finances, from how to open a checking account to getting credit cards to how to use credit wisely and to your advantage to how to avoid getting into trouble with debt and credit to how to get a loan or grant for university to basic investing ideas, and more is in this book! Filled with a wealth of knowledge to help you gain good personal financial habits and retire wealthy, Personal Finance 101 – A Beginner’s Guide is ideal for teens and twenty-somethings just starting out in the financial world. Parents will want to read this book with their young adults to give them the head start in financial life that they never received. Complete with numerous links to on-line resources, you’ll want to refer to this book over and over again!
List Price: $ 7.95
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Credit Management Kit For Dummies (For Dummies (Business & Personal Finance))
Credit Management Kit For Dummies (For Dummies (Business & Personal Finance))
The painless way to manage credit in today’s financial landscape
People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today’s much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummiesgives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval.
You’ll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more.
- The pros and cons of credit counselors
- The quickest and most effective way to undo damage from identity theft
- Advice and tips about adding information to a credit report, and beefing-up thin credit
- Guidance for evaluating your Credit Score in today’s economy
- Fannie Mae’s revised guidelines for purchasing mortgages
- Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing
- IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation
Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.
List Price: $ 34.99
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Categories: Credit Score Products Tags: Business, Credit, Dummies, finance, Management, Personal