Where can I purchase all 3 of my credit reports without having to enroll in a membership program?
Question by Anthony N: Where can I purchase all 3 of my credit reports without having to enroll in a membership program?
I just need a one time report I dont want to enroll in a monthly thing.
WHAT!?!!? America is not a socialist nation? You’ve gotta be f***cking me! Thanks for the help guy! I never said I wanted it for free. i said where can I PURCHASE it without having to enroll in something.
Best answer:
Answer by cz73
You can do it at any of those free credit report sites, you just have to cancel it before they start charging you the monthly fee.
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Categories: Credit Score Questions Tags: Credit, enroll, having, membership, Program, purchase, Reports, without
Q&A: What is the standard credit score to purchase a used car?
Question by BrownSugar 2 Da Maxx: What is the standard credit score to purchase a used car?
I could not get a car since my credit is not good enough. Does anyone know what is the actual credit score to obtain in order to purchase a used car? Specific answers would help. Please no “IDK” answers.
Best answer:
Answer by MKE Bike Beginner
As I understand it, the car loan market is typically lumped into 3 categories:
– The sub-prime market. These are individuals who have credit scores less than 620. Bank financing is usually difficult (or impossible) – When it is provided, it’s usually contingent on substantial money down.
– The mid-prime market. These are individuals between 620 and 680 who can probably obtain financing (potentially without money down), but most likely will have to accept an interest rate well above 10%.
– The prime market. These are individuals with credit scores above 680 and will command a respectable rate between 5% and 9%, depending on the term of their loan and other factors. Loans with no money down are usually not a problem, given the fact that risk of defaulting is percieved to be low.
If you want easily get financing from a bank with little money down, you’ll probably have to bring your credit rating at least up to 650 or more.
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