The Big Score: The Game of Credit Scoring
The Big Score: The Game of Credit Scoring
United Guaranty Corporation has introduced two new board games designed to teach the principles of mortgage financing for people new to the industry. The mortgage insurance company began selling “Deception Detection,” which covers the basics of fraud detection, and “The Big Score!,” a game that focuses on what’s involved in determining a loan applicant’s credit score.
The games can be used as learning tools by themselves or in conjunction with United Guaranty’s training seminars for mortgage professionals. Chris Hagan, assistant vice president for the company’s Mortgage Industry Training (MIT) department, said her team was looking for a way to enhance the learning environment for beginning loan originators, underwriters, and loan processors.
“When people are having a good time and there’s a spontaneous trading of ideas and information, they will learn more and retain the information longer,” she said. “The games seemed like a logical way to create this type of atmosphere.”
Although the games were designed for people new to mortgage financing, Hagan said more experienced professionals get a fun refresher course by playing the games, along with the opportunity to share their knowledge and experience with others.
With Deception Detection, players answer questions relating to types of fraud, safeguards, fraud indicators, and current topics relating to mortgage fraud. The Big Score! covers components of a consumer’s credit score, ways to raise a low credit score, the history of credit scoring, and the meaning of credit score ranges. Both games include background information and a list of resources players can refer to for more information.
“We hope these are the first in a series of educational games United Guaranty can provide to help teach the principles of mortgage financing,” Hagan said.
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Categories: Credit Score Products Tags: Credit, Game, Score, Scoring
Business Plan for How To Start Credit Score Repair and Credit Counseling Services
Business Plan for How To Start Credit Score Repair and Credit Counseling Services
- Complete Business Plan Template Pre-Populated With All Required Sections
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- Includes All Sections and All Financial Statements Required By The SBA
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How would you like to start or expand your business with a professional business plan that’s designed to save you time and money and get your business started right?
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Writing a business plan is the first and most important step in starting any business, and it is not something you want to just jump into without experience and a little help to get you started.
Think about how much easier it’s going to be to using a complete, preformatted business plan specific to your business and industry, with all SBA required sections written for you, and all of the financial statements automatically generated for you!
Save countless hours of work and receive an incredibly valuable business plan that you can use to secure funding and estimate your business finances, sales, costs, and so much more!
OK, So What Is All Included With My Business Plan?
You’ll be receiving a professionally formatted, easy to follow business plan that is specifically written to start up this business. All you need to do to complete the plan is fill in the information that is unique to your business!
This business plan template comes in MS Word and MS Excel Format. The Word document averages 24-26 pages in length, and includes all sections required by the SBA.
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Categories: Credit Score Products Tags: Business, counseling, Credit, Plan, Repair, Score, Services, Start
3 Tips to Boost Your Credit Score
Suffice it to say, having a good credit is your ticket to many opportunities such as getting approved easily for a mortgage, getting a car, getting yourself into post-secondary education, or opening up a business of your own. Creditors will be very confident in lending you money because they deem you reliable and credible. These lenders will be much more willing to five you better interest rates if you are planning on getting a loan.
Watch this video and learn how to boost your credit score.
Video Rating: 5 / 5
Categories: Credit Score Videos Tags: Boost, Credit, Score, Tips
Credit Correction: Legally Correct a Bad Credit Report and Repair Your Score in 6 Weeks or Less
Credit Correction: Legally Correct a Bad Credit Report and Repair Your Score in 6 Weeks or Less
Complete video course on how to correct bad credit. You will learn: how to identify mistakes, tricks to increase your score quickly, how to contact the major credit agencies, what the scores mean and what is a desirable score, & how to “beat the system”. You can be on your way to a much better credit score within 4-6 weeks.
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Categories: Credit Score Products Tags: Correct, Correction, Credit, Legally, Less, Repair, Report, Score, Weeks
Does it affect your credit score to close an account while still owing money on it?
Question by CaliGirl: Does it affect your credit score to close an account while still owing money on it?
I joined a DMP (debt management program) they are a great team and i am making a difference in lowering my debt little by little. However, i noticed on my credit report a couple days ago that many of those accounts that i have on the DMP are still “open”. I called and they advised me not to close them as this would affect my credit score- “having a credit card closed while still owing money”. But i figure if i am still making my payments on time does it really matter? Also, i thought it would help closing the account since my “open account” number would fall. Any advice??? Thank you!
Best answer:
Answer by mscarriem
The reason you want to leave the accounts open is your credit score is based 35% on credit available. If you close the account with a balance you now owe money on a credit account you can not use at all. They are correct in advising you to leave the accounts open. Once they are paid in full you could close them, but now you would have credit available which as I stated will elevate your score.
What do you think? Answer below!
Living Well with Bad Credit: Buy a House, Start a Business, and Even Take a Vacation – No Matter How Low Your Credit Score Reviews
Living Well with Bad Credit: Buy a House, Start a Business, and Even Take a Vacation – No Matter How Low Your Credit Score
- ISBN13: 9780757313585
- Condition: New
- Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
If bad credit has happened to you, there is something you can do about it
Feeling broke and battered? We know the feeling—heck, everyone knows it. According to the Wall Street Journal, 110 million Americans have bad credit—almost 50% of the adult population. But we don’t have to be depressed or discouraged about it. There is life after bad credit. In fact, there’s even life during bad credit.
Living Well with Bad Credit is the right help at the right time. If you’re bravely soldiering on despite your finances going south, this informative book is for you. It puts the emphasis on living with bad credit—and living well. Veteran journalist Geoff Williams (AOL’ s personal finance blog WalletPop, CNNMoney.com, Bankrate.com) and media powerhouse Chris Balish, an Emmy Award-winning broadcast journalist and author (Living Well Without a Car), have teamed up to bring readers:
• Usable tips on how to embrace, and even benefit from, a low credit score
• Invaluable advice for dealing with ‘lifestyle’ events such as how to buy a car or qualify for a credit card with bad credit
• Interviews with dozens of experts and successful professionals who share ideas on how to live with the negative effects of bad credit
• Practical discussion on topics that go beyond finance, such as healing self-esteem and building relationships in spite of bad credit
While bad credit can be a setback, it doesn’t have to be a roadblock. This expert guide is just the ticket to a better life once again
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Your credit Score: Audio CD
Your credit Score: Audio CD
This CD was edited word for word by the people who created the FICO score-Fair Isaac Corporation. This CD will help you establish, build, fix, improve, maintain and protect the three most important numbers to your financial health, your FICO score. With the most accurate and up to date information, you will learn in this CD the truth about credit scores, credit reports, how credit scores were developed, how your credit score is calculated, what the credit bureaus do, the do’s and don’ts of good credit health, when ‘good advice’ can be very bad and much more… You’ll also learn how to get your real free credit report and avoid bogus “free” reports, how to stop unsolicited offers, how to freeze access to your credit report, how to dispute inaccurate reported information, how to place fraud alerts, when to order Rapid Rescoring, how to make the best use of the Deduping Period. The CD is divided into chapters so you can learn at your own pace and apply the lessons learned immediately.
Producer: Nabil Captan
Director: James Becket Award Winning Director
Narrator: Ginny Ferguson Nationally Renowned Credit Expert
“Every savvy consumer needs this inside information on FICO scoring”
Craig Watts, Fair Isaac Corporation- The creator of FICO scores.
“This program is sure to bring awareness and understanding of credit and credit scoring to an entirely new level”
Mark F. Catone, Senior Vice President, First American Title, CREDCO
“I don’t wish for any Real Estate or a mortgage professional to be discussing the subject of credit with a client who has seen this DVD and he or she hasn’t ”
Shay Tengan, First American Title
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Categories: Credit Score Products Tags: Audio, Credit, Score
CREDIT SCORE REPAIR IN 36 PAGES OR LESS
CREDIT SCORE REPAIR IN 36 PAGES OR LESS
This short read is exclusively about how to correct errors on your Credit Report.
Your credit report is a very important document. It is not only utilized as a precursor to usury. For example; an insurance company or any other organization may request a credit report to verify information of significance in an application you submitted. A potential employer may submit an inquiry to verify previous employment, and or salary, your moral fiber, general reputation in dealing with important matters, and weather or not you are a risk, due to your current liabilities, if you have any. In a fast changing environment such as ours where the electronic eye exist, it has become a liability to possess a credit report with adverse entries. However, life has many ups and downs, and errors that are injurious to your good name find their way on your credit report. These errors must be removed to assure your well-being. It is not as difficult as you think to master the dispute process. Let’s start now. At the end of this helpful read there are sample letters of disputes. Use these examples to help create your own letters of disputes.
Authored by Morris M. A. Dyer © Copy rights reserved.
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Credit Cards For People With Bad Credit; Learn How To Improve Your Credit Score, Avoid Scams, And Repair Credit With Secured Credit Cards
Credit Cards For People With Bad Credit; Learn How To Improve Your Credit Score, Avoid Scams, And Repair Credit With Secured Credit Cards
Do you have bad credit? Would you like to find out how you could use a credit card to increase your credit score? Did you know that there are credit cards available specifically for people with bad credit? Learn all of this and more so you can be on your way to credit repair! Credit Cards For People With Bad Credit teaches you skills of money management. This guide will help you find a credit card that will accept your application and use the card so that you can begin to repair your credit. While it may seem strange to get a credit card when you have bad credit, you need to demonstrate through your actions your new abilities to manage your money in order to improve your credit score.
Struggling with credit card debt and bad credit can have a huge impact on your life. It will affect your ability to get loans, a mortgage, and may even cause you to be denied employment. With the information in this book, you can begin to turn all of that around. By getting a credit card for people with bad credit and learning to use it properly, you can start to rebuild your credit. You don’t have to live under the weight of having bad credit; you can take small steps to improve it.
Look at some of the valuable information included in this book! Here is a list of the chapter titles:
Chapter 1: Credit Cards For People With Bad Credit
Chapter 2: Repair Credit With Bad Credit Credit Cards
Chapter 3: Get A Non-Mainstream Card for Those Who Have Poor Credit
Chapter 4: Secured Credit Cards
Chapter 5: Credit Cards For People With Bad Credit Ratings
Chapter 6: Improve Your Credit Score
Chapter 7: Quickly Increase Your Credit Rating
Chapter 8: Do A Little Research
Chapter 9: The Advantages of Secured Credit Cards
Chapter 10: How to Avoid A Scam
Start to repair your credit today! Take action and instantly download this book to your Kindle so you can learn how to improve your credit score.
List Price: $ 6.99
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Dispute Credit Report; Improve Your Credit Score By Learning How To Interpret Your Credit Report, Stand Up For Your Rights As A Consumer, And Use Effective Strategies To Dispute Your Credit History Reviews
Dispute Credit Report; Improve Your Credit Score By Learning How To Interpret Your Credit Report, Stand Up For Your Rights As A Consumer, And Use Effective Strategies To Dispute Your Credit History
Do you want to learn how to repair your credit without paying an agency to do it for you? Would you like to learn your rights from the Fair Credit Reporting Act? Do you want to know practical steps you can take to dispute errors in your credit report and how to improve your credit score? This guide, Dispute Credit Report will begin by teaching you the components of your credit report. Next, you will learn what rights you have under the Fair Credit Reporting Act and how you can use those to your advantage in disputing your credit. Then, this guide will show you how to dispute errors, and even give you a sample letter when writing to the three credit agencies.
Even though we have the right to check our credit reports once a year, very few of us do on a regular basis. It is also easy to be confused by reading through the report and the various accounts listed and how all of the information culminates into our credit score. As you read this guide, you’ll be able to understand the different components listed on your credit report and why it is important to routinely request and double check it for errors. This will also help to protect you from identity theft. In addition, you’ll learn how to legally dispute items in your credit report and begin to work towards improving your credit rating.
Check out some of the great information within this book! Here is a list of the chapter titles:
Chapter 1: What’s In A Credit Report
Chapter 2: Credit Reports And What To Do With Them
Chapter 3: Credit Report Information – Helpful Advice You Need To Manage Your Credit Profile
Chapter 4: Discover the Parts of a Credit Report and What They Mean
Chapter 5: Credit Report and Credit Score
Chapter 6: Check Your Credit Report
Chapter 7: Do You have Negative Credit Information in Your Credit Report?
Chapter 8: Credit Reporting Errors
Chapter 9: The Truth About Credit Report Agencies
Chapter 10: Secret Credit Reporting Agencies Exposed
Chapter 11: What To Do About Negative Information In Your Credit Report
Chapter 12: Review Your Credit Report And Correct Errors
Chapter 13: Making Sure Your Credit Report Is Correct
Chapter 14: Disputing Credit Reports—What You Need to Know
Chapter 15: Ways To Resolve A Credit Report Dispute
Chapter 16: How To Dispute Mistakes On Your Credit Report
Chapter 17: How To Dispute Problems on Your Credit Report
Chapter 18: Resolving Credit Card Disputes
Chapter 19: How To Fix Your Credit Report
Chapter 20: The Benefits Of Fixing A Bad Credit Report
Learn how to dispute your credit report today! Take action and instantly download this book to your Kindle so you can improve your credit score and learn your rights!
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