Q&A: is there somewhere online that i can just check my credit score not my credit report?
Question by macgrl80: is there somewhere online that i can just check my credit score not my credit report?
i dont want to sign up for anything that is a free trial either i had problems with that before. i don’t mind paying for it but i want it to be a one time only charge
Best answer:
Answer by ESweetPea
No, not really.
They’ll give you the credit report for free, but what you’re looking for is a “beacon score” or FICO score or something like that.
For that, they generally charge, like, 8 bucks or something.
It’s kind of a scam, but whatever.
They know the score is what you really want to know, so they either make you sign up for something or pay them or do something so they get paid.
Free report, yes.
Free score, doubt it.
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Q&A: Is there a website that can tell me my personal financial status?
Question by .:JuSt A GiRl:.: Is there a website that can tell me my personal financial status?
like how much I’m worth?
also, is there a free website that can help make financial goals and help me gain financial security?
Best answer:
Answer by Net Advisor
There is no website that will tell you how much you are worth. But if you pull your banks statements then subtract your debt, that is pretty close.
There are a lot of websites for planning. Here are a few, there are many.
http://financialplan.about.com/
http://www.cfp.net/
http://www.schwab.com/public/schwab/planning?cmsid=P-979978&lvl1=planning
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Is there really an easy way to fix your credit?
Question by supergirl789: Is there really an easy way to fix your credit?
I have horrible credit and I want to fix it. Are any of these “fix your credit” deals legit?
Best answer:
Answer by connemara
You can consolidate your debt but it will cost you. As for your credit. Only one way. Start paying your bills on time and don’t spend more than you make. No magic answers here, just reality.
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Categories: Credit Score Questions Tags: Credit, Easy, Really, there
Is there any “initial” credit score?
Question by _maddog_: Is there any “initial” credit score?
I am from Brazil and I am moving in to US next month to work (legally). What will be my “initial credit score”? Will I be able to lease a car without any problems?
Best answer:
Answer by bdancer222
You will start out with no score. To have a score, you have to have credit history.
You may have to get a secured credit card — you pay a deposit which is held as collateral for the line of credit. Use the card and pay it in full every month. In 6 months you’ll have a score — it won’t be very high. After a year, you can probably convert the secured account to a regular credit card or apply for a second credit card.
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Categories: Credit Score Questions Tags: Credit, initial, Score, there
Q&A: Are there ways to get “good credit” without owning a credit card?
Question by ssmith: Are there ways to get “good credit” without owning a credit card?
Because people say you need good credit to get loans for houses, etc., but then they say “don’t get a credit card, they are bad news”… so how can you get good credit other than by having a credit card?
P.S. I also already have a debit card, that works as a credit/debit card and I buy a lot of stuff online with it, which is always billed toward the credit feature… so does that mean I already have somewhat of a credit value built up?
Best answer:
Answer by cpaige517
I own a credit repair agency, ( one of the legit ones) The best thing to do is get a credit card and be responsible with the card. You can’t get credit in the future if you can not show lenders how you have handled your credit obligations in the past. The way to help your credit and be able to obtain credit whenever needed is to keep the balance of the credit card or line of credit you use under 30%. Use the card to fill up your car every two weeks. All you really need to do is show activity on the account and keep the balance relatively low. To answer your question, you can always piggy-back or mirror someone else credit. They could add you on as an authorized user to a credit card or line of credit that they already have. Be careful though because with some cards, once you’re on , you’re on and if that person defaults, it will show up on your credit as well. Rumor is that this trick is not going to work much longer because the credit bureaus have caught on and are going to stop including these type of accounts in their credit scoring process. Hope this helps.
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