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Rich Dad’s Advisors®: The ABC’s of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into Good Credit

Rich Dad’s Advisors®: The ABC’s of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into Good Credit

Rich Dad's Advisors®: The ABC's of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into Good Credit

The ABC’s of Getting Out of Debt illustrates how to: * Beat the Lenders at Their Own Game * Understand Your Credit Report * Repair Your Own Credit * Master the Psychology of Debt * Deal with Debt Collectors * Avoid Credit Scams * Win with Good Debt * Take Charge of Your Finances Garrett’s book reveals how each piece of real estate you own is a business involving all sections of Rich Dad’s B-I Triangle. The B-I Triangle is from Rich Dad’s Guide to Investing. Look for other Advisors to complete the B-I Triangle.

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Posted by Trevor - March 28, 2012 at 10:53 am

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Q&A: How do I start my credit when I turn 18?

Question by Jessica: How do I start my credit when I turn 18?
I’m going to be 18 next month and I need to start my credit so I will be able to finance a car at some point soon, which you need “good credit” for.

Best answer:

Answer by Judy
Open a checking account. You will receive an ATM/debit card, possibly a visa card along with it.
Keep 3 months salary in that account. It will be used towards your down payment on your car, and as an emergency stash.

If you want credit cards start by applying for store cards and gas cards. Easy to get. After 6 months, get a real visa/mc. Never carry balances, this can destroy your credit if you go over the 30% threshold.

Buy stuff you need every month, and pay in full every month. Carrying balances and paying interest DOES NOT help you increase credit worthiness.

 

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Posted by Trevor - February 13, 2012 at 3:46 pm

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